1. Introduction

Budgetwise Ltd, trading as BudgetWise ("BudgetWise", "we", "us", or "our") respects the privacy of our users ("you" or "your") and is committed to protecting your personal data. This Privacy Policy outlines how we collect, use, store, and protect your personal information when you use our mobile app ("App") and our website ("Website").

By using our App or Website, you agree to the collection and use of information in accordance with this Privacy Policy. We will only process your personal data in accordance with the applicable data protection laws, including the General Data Protection Regulation (GDPR).

2. Information We Collect

We collect and process the following categories of personal data:

• Personal Identifiers: Including your name, email address, and other contact details.
• Financial Information: Including your income, expenses, pension, and other financial details provided through the App.
• Usage Data: Information about how you use our App or Website, including the pages visited, time spent, and other usage patterns.
• Technical Data: Including your IP address, device type, operating system, browser type, and other related technical information.
• Marketing and Communications Data: Your preferences for receiving marketing communications from us.
• Aggregated Data: Statistical or demographic data derived from your personal data, which cannot be used to identify you directly.

3. How We Use Your Information

We use your personal data for the following purposes:

• To provide and maintain our App and Website, and deliver our services.
• To personalise and improve your experience using our App and Website.
• To communicate with you about updates, promotions, and other relevant information.
• To compile anonymised and aggregated data for producing industry reports and selling trend data to third parties. Please note that this data will not be personally identifiable.
• To comply with legal and regulatory requirements, and protect our rights and interests.
• To facilitate the transfer of your data to third parties in case of an asset sale, merger, or acquisition involving BudgetWise.

4. Sharing Your Information

We may share your personal data with the following parties for the purposes set out in this Privacy Policy:

• Service providers who assist us in operating our App and Website, providing our services, and conducting our business.
• Third parties in case of an asset sale, merger, or acquisition involving BudgetWise, subject to appropriate confidentiality and data protection agreements.
• Law enforcement agencies, regulators, or other authorities when required by law or to protect our rights and interests.

5. Data Security

We implement appropriate technical and organisational measures to ensure the security of your personal data and protect it against unauthorised access, disclosure, alteration, or destruction.

6. Data Retention

We retain your personal data for as long as necessary to fulfil the purposes for which it was collected, comply with legal and regulatory requirements, and protect our rights and interests.

7. Your Rights Under GDPR

As a data subject under the GDPR, you have the following rights:

• Right to access: You have the right to request access to your personal data held by us.
• Right to rectification: You have the right to request the correction of any inaccurate or incomplete personal data.
• Right to erasure: You have the right to request the deletion of your personal data, subject to certain conditions.
• Right to restrict processing: You have the right to request the restriction of processing your personal data, subject to certain conditions.
• Right to data portability: You have the right to receive your personal data in a structured, commonly used, and machine-readable format, and have the right to transmit that data to another controller.
• Right to object: You have the right to object to the processing of your personal data for certain purposes, such as direct marketing.
• Right to withdraw consent: If you have provided consent for the processing of your personal data, you have the right to withdraw that consent at any time.
• Right to lodge a complaint: You have the right to lodge a complaint with the relevant data protection authority if you believe that your personal data has been processed in violation of the GDPR.

To exercise any of these rights, please contact us using the contact details provided below.

8. Third-Party Links

Our App and Website may contain links to third-party websites or services that are not operated or controlled by us. We are not responsible for the privacy practices or content of such third-party websites or services. We recommend that you review the privacy policies of these third parties before providing any personal data to them.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated Privacy Policy on our App and Website. Your continued use of our App and Website following the posting of the updated Privacy Policy constitutes your acceptance of the changes.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or the processing of your personal data, please contact us at:

support@budgetwise.uk

Last updated: 11th December 2023