Supercharged by AI
The smart, simple, and effective solution for personal budgeting and financial planning.
Like many, our financial stresses aren’t about yesterday; they are always about tomorrow. Â
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The upcoming car service, the rising mortgage rates, the ever-increasing energy bills - they are like dark clouds on the horizon, always drifting closer. No matter how good our personal finance spreadsheets are, we always feel insecure about what the future has in store.Â
BudgetWise, born out of this personal anxiety and societal need, aims to transform fear into foresight and stress into strategy.  It’s designed to be more than just an app: it is a solution to bridge the gap between present uncertainties and future possibilities. Offering personalised financial insights, BudgetWise transforms worry into strategy, allowing users to not just survive, but thrive in their financial journeys. Our app can help demystify your financial future, providing a roadmap for financial growth, insight and clarity: replacing stress with empowerment.
Our vision is a world where everyone has access to the tools and knowledge they need to manage their money effectively and achieve financial freedom. We will achieve this by empowering individuals and families to take control of their finances and achieve their financial goals through smart budgeting, personalised financial insights, and predictive foresight.
BudgetWise is designed to make financial planning a breeze.
Our user-friendly interface and intuitive features ensure budgeting is straightforward and easy to understand.
Your financial information is precious, and we treat it as such. BudgetWise employs robust security measures to protect your data and provide a safe environment for you to manage your finances.
We strive to present clear, jargon-free insights to help you understand your financial situation better. We're passionate about ensuring you can make fully informed financial decisions with confidence and trust.
Gain a deep understanding of your financial situation with our Personal Budget feature. Simply input your income and expenses, and BudgetWise will create a comprehensive yet easy-to-understand budget overview.
Our powerful AI offers tailored insights to your personal situation and offers financial wellness and health checks.
Set, track, and reach your financial goals with our Inspiring Goal Tracker. Enter your financial target — whether it's a dream holiday or a new car — and BudgetWise will provide actionable recommendations to achieve it. Your financial aspirations are within reach, let's achieve them together.
Planning for financial change has never been easier. Our Dynamic Foresight feature utilises a blend of open-source data and your inputs to project scenarios, enabling you to understand potential effects of changes on your budget. Future-proof your finances by understanding the potential impacts before they happen.
Set, track, and reach your financial goals with our Inspiring Goal Tracker. Enter your financial target — whether it's a dream holiday or a new car — and BudgetWise will provide actionable recommendations to achieve it. Your financial aspirations are within reach, let's achieve them together.
Get a unique view of your financial world with our "Insights" feature. This tool uses your personal budget data to provide enlightening analytics, stats, and comparisons. Understand your financial standing, both in your personal realm and within wider society. See where you stand in terms of net wealth, income, savings, and outgoings among peers. Our compelling visualisations and easy-to-understand graphs empower you to not just track, but truly comprehend your financial journey. With Insights, gain the perspective you need to shape your financial future.
Transforming your budget data into enlightening analytics, we help you grasp the nuances of your net wealth, income, savings, and outgoings. Through compelling visuals, embark on a journey of financial comprehension.
See where you stand amidst your peers. Drawing from wider societal data, we provide you with real-time comparisons, lending perspective to your financial status and progress. Navigate your path with a broader understanding.
Chart your course to a secure future, from next year to your pension years. By analysing your financial habits, we offer predictive insights into your financial future, including your pension outlook. With clear, digestible graphs, gain the foresight you need to effectively shape your financial journey.
BudgetWise supports 'Good Health and Wellbeing' by enabling financial stability, which is crucial for maintaining mental and physical health.
By offering accessible financial tools, BudgetWise aims to reduce economic inequalities, empowering users from diverse backgrounds to achieve financial resilience.
BudgetWise encourages responsible consumption and production patterns, guiding users towards sustainable spending and resource utilisation.
BudgetWise believes in 'Partnerships for the Goals', collaborating with various stakeholders to align financial planning with broader sustainability objectives.
BudgetWise is an innovative AI powered personal budgeting app designed to help individuals manage their finances effectively. Our app offers simple budget creation, dynamic scenario checking, and a goal tracker to help you navigate towards financial freedom.
At BudgetWise, we use AI to provide personalised financial insights tailored to your unique financial situation. Our AI analyses your income, expenses, assets, and debts to generate a comprehensive overview of your financial health. It offers suggestions on how to optimize your budget, save more effectively, and plan for future financial goals based on your spending patterns.
By leveraging AI, we aim to help you make smarter decisions with real-time data and dynamic financial models, empowering you to take control of your finances without the need for complex tools or professional services. However, all recommendations are informational and not financial advice.
BudgetWise is currently in development, and we anticipate a beta launch within H1 of 2025. To be one of the first to try it out, sign up for our mailing list for updates and early access.
Your security is our priority. At BudgetWise, we ensure that your personal and financial data is protected with top-notch security measures. We are committed to maintaining the confidentiality and integrity of your data.
BudgetWise is ideal for anybody aged 18 or older who wants to gain control of their personal finances. Whether you're a student, professional, or retiree, BudgetWise has tools and features to help optimise your financial planning.
BudgetWise is designed to be simple, secure, and transparent whilst delivering AI-powered insights. Our app offers unique features like dynamic scenarios and personalised financial insights that help users understand and optimise their financial situation. We focus on looking ahead to predict how changes in circumstances will affect your finances, giving you the confidence to grow your finances.
Absolutely! BudgetWise offers an "Insights" feature that uses your budget data to give you valuable insights into your financial situation. You can also see how you compare with your peers in terms of income, savings, pension, and outgoings.
Join our mailing list to get the latest updates on BudgetWise's progress and be among the first to gain access to our innovative budgeting app.
Launching on the iOS App Store and Google Play Store